Crutchfield Corp. found its way through another recession, deeply cutting costs and trimming employee pay but avoiding layoffs.

We’ve already discussed the many ways you can safeguard your money. But these methods cannot protect you from an unscrupulous advisor. My brother, who is a lawyer, has a saying we must all take to heart: “You can’t do a good deal with a bad person.”

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Rebalancing between asset classes boosts returns and decreases volatility. But setting your asset classes based on sectors of the economy is not an effective strategy.

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From paper towels at Toys R Us to bagged lettuce at Target, several large retailers are taking a page from Wal-Mart - the king of one-stop shopping.

The investment metric correlation helps you continually take your gains off the table for safe spending. And it helps you determine what constitutes an asset class and which subcategories to consider for further diversification.

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A weekly listing of property transfers and building permits in and around Charlottesville.

When the times are changing, it’s time to change.

To boost returns and protect your investments, you can use the investment metric called correlation.

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A weekly listing of property transfers and building permits in and around Charlottesville.

Some soccer moms will have to give up hulking SUVs. Carpenters will still haul materials around in pickup trucks, but they will cost more. Nearly everybody else will drive smaller cars, and more of them will run on electricity.

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Diversifying your portfolio means finding assets that have value on their own merits but do not move exactly alike. A critical investment metric called “correlation” is used to construct a portfolio most likely to meet your personal financial goals.

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A weekly listing of property transfers and building permits in and around Charlottesville.

Estate planning must begin with family harmony as the goal. Thus personal dynamics are more important than avoiding probate and estate taxes. Planning begins by selecting the right trustee. Here are some additional principles to help you assure family harmony in your estate planning.

It’s not all doom and gloom in the U.S. economy. Some products are bucking the recession and flying off store shelves.

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